:root{--bg-primary:#0b1121;--bg-secondary:#111827;--bg-card:#1f2937;--bg-card-hover:#293548;--bg-highlight:#172035;--text-primary:#f9fafb;--text-secondary:#9ca3af;--text-muted:#6b7280;--gold:#eab308;--gold-hover:#ca8a04;--gold-glow:rgba(234,179,8,.12);--green:#22c55e;--green-dim:rgba(34,197,94,.12);--red:#ef4444;--red-dim:rgba(239,68,68,.12);--yellow:#f59e0b;--yellow-dim:rgba(245,158,11,.12);--blue:#3b82f6;--blue-dim:rgba(59,130,246,.12);--border:#1e293b;--border-hover:#334155;--radius:16px;--radius-sm:10px;--shadow-card:0 1px 3px rgba(0,0,0,.3),0 1px 2px rgba(0,0,0,.2);--shadow-elevated:0 10px 25px rgba(0,0,0,.4)}*{box-sizing:border-box;margin:0;padding:0}body{background:var(--bg-primary);color:var(--text-primary);font-family:Manrope,-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica Neue,sans-serif;min-height:100vh;-webkit-font-smoothing:antialiased;transition:background-color .3s ease,color .3s 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var(--border);border-radius:var(--radius);padding:48px 40px;width:100%;max-width:420px;box-shadow:var(--shadow-elevated)}.login-card h1{font-family:Playfair Display,serif;font-size:22px;font-weight:600;margin-bottom:6px;text-align:center}.login-card .subtitle{color:var(--text-muted);text-align:center;margin-bottom:36px;font-size:14px;line-height:1.5}.login-card .subtitle strong{color:var(--gold)}.logo{text-align:center;margin-bottom:28px;display:flex;flex-direction:column;align-items:center;gap:6px}.logo .logo-icon{height:48px;width:auto}.logo span{color:var(--text-primary);font-family:Playfair Display,serif;font-size:28px;font-weight:500;letter-spacing:.5px}.login-footer{text-align:center;margin-top:28px;padding-top:20px;border-top:1px solid var(--border);font-size:13px;color:var(--text-muted);display:flex;gap:6px;justify-content:center}.login-apply-link{color:var(--gold);font-weight:600}.login-apply-link:hover{text-decoration:underline}.otp-container{display:flex;gap:10px;justify-content:center;margin-bottom:24px}.otp-input{width:48px;height:56px;text-align:center;font-size:24px;font-weight:700;background:var(--bg-card);border:2px solid var(--border);border-radius:var(--radius-sm);color:var(--text-primary);outline:none;transition:border-color .2s,box-shadow .2s}.otp-input:focus{border-color:var(--gold);box-shadow:0 0 0 3px var(--gold-glow)}.otp-actions{display:flex;justify-content:center;gap:20px;margin-top:16px}.otp-change-email,.otp-resend{background:none;border:none;color:var(--text-muted);font-size:13px;cursor:pointer;transition:color 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ease}.wizard-progress-msg{text-align:center;margin-top:12px}.wizard-back,.wizard-progress-msg{color:var(--text-muted);font-size:13px}.wizard-back{display:inline-flex;align-items:center;gap:4px;background:none;border:none;cursor:pointer;margin-bottom:16px;transition:color .2s}.wizard-back:hover{color:var(--text-primary)}.wizard-step{min-height:320px}.wizard-continue{margin-top:24px}.wizard-fields{display:flex;flex-direction:column;gap:20px}.wizard-step-header{text-align:center;margin-bottom:8px}.wizard-step-header h2{font-family:Playfair Display,serif;font-size:24px;font-weight:600;margin-bottom:4px}.wizard-step-header p{color:var(--text-muted);font-size:14px}.wizard-step-header-row{display:flex;justify-content:space-between;align-items:flex-start}.wizard-step-header-row h2{font-family:Playfair Display,serif;font-size:24px;font-weight:600}.wizard-step-header-row p{color:var(--text-muted);font-size:14px}.wizard-step-badge{display:inline-flex;align-items:center;gap:6px;background:var(--gold-glow);color:var(--gold);padding:6px 14px;border-radius:99px;font-size:13px;font-weight:600;margin-bottom:12px}.wizard-step-badge.green{background:var(--green-dim);color:var(--green)}.wiz-field{display:flex;flex-direction:column;gap:6px}.wiz-field label{font-size:11px;font-weight:600;color:var(--text-muted);text-transform:uppercase;letter-spacing:.5px;margin-left:2px}.wiz-field input,.wiz-field select{width:100%;padding:12px 14px;background:var(--bg-card);border:2px solid var(--border);border-radius:12px;color:var(--text-primary);font-size:15px;outline:none;transition:border-color .2s,box-shadow .2s;-webkit-appearance:none;-moz-appearance:none;appearance:none}.wiz-field input:focus,.wiz-field select:focus{border-color:var(--gold);box-shadow:0 0 0 3px var(--gold-glow)}.wiz-field input::placeholder{color:var(--text-muted)}.wiz-field 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.2s}.wiz-card-option:hover{border-color:var(--border-hover);background:var(--bg-card-hover)}.wiz-card-option.selected{border-color:var(--gold);background:rgba(234,179,8,.08);box-shadow:0 0 16px var(--gold-glow)}.wiz-card-icon{width:44px;height:44px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:var(--bg-highlight);color:var(--text-muted);transition:all .2s}.wiz-card-option.selected .wiz-card-icon{background:var(--gold);color:#000}.wiz-card-option span{font-size:12px;font-weight:600;color:var(--text-secondary)}.wiz-card-option.selected span{color:var(--gold)}.wiz-card-check{position:absolute;top:-4px;right:-4px;width:20px;height:20px;background:var(--gold);border-radius:50%;display:flex;align-items:center;justify-content:center;color:#000}.wiz-debt-options{display:grid;grid-template-columns:1fr 1fr;grid-gap:14px;gap:14px}.wiz-debt-option{display:flex;flex-direction:column;align-items:center;gap:4px;padding:24px 16px;border:2px solid var(--border);border-radius:12px;background:var(--bg-card);cursor:pointer;transition:all .2s;text-align:center}.wiz-debt-option:hover{border-color:var(--border-hover)}.wiz-debt-option.selected-green{border-color:var(--green);background:var(--green-dim);color:var(--green)}.wiz-debt-option.selected-gold{border-color:var(--gold);background:var(--gold-glow);color:var(--gold)}.wiz-debt-icon{font-size:28px;margin-bottom:4px}.wiz-debt-option strong{font-size:14px}.wiz-debt-sub{font-size:11px;opacity:.6}.wiz-debt-details,.wiz-owner-card{display:flex;flex-direction:column;gap:14px;padding:20px;background:var(--bg-card);border:1px solid 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span{color:var(--text-primary)}.wiz-doc-size{color:var(--text-muted)!important;font-size:12px!important}.wiz-doc-remove{background:none;border:none;color:var(--text-muted);cursor:pointer;padding:4px;border-radius:6px;transition:all .2s}.wiz-doc-remove:hover{color:var(--red);background:var(--red-dim)}.wiz-sig-box{padding:20px;background:var(--bg-card);border:1px solid var(--border);border-radius:12px}.wiz-sig-text{color:var(--text-muted);font-size:13px;line-height:1.6;margin-bottom:20px}.wiz-sig-canvas-wrap{position:relative;border:2px dashed var(--border);border-radius:12px;overflow:hidden;background:var(--bg-highlight);transition:border-color .2s}.wiz-sig-canvas-wrap:hover{border-color:var(--gold)}.wiz-sig-canvas{width:100%;display:block;touch-action:none;cursor:crosshair}.wiz-sig-hint{position:absolute;bottom:10px;left:50%;transform:translateX(-50%);color:var(--text-muted);font-size:12px;pointer-events:none}.wiz-sig-clear{background:none;border:none;color:var(--red);font-size:12px;cursor:pointer;margin-top:8px;transition:color .2s}.wiz-sig-clear:hover{color:#ff6b6b}.wizard-success{text-align:center;padding:20px 0}.wizard-success-icon{width:72px;height:72px;background:var(--green-dim);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 20px;color:var(--green)}.wizard-success h2{font-family:Playfair Display,serif;font-size:26px;font-weight:600;margin-bottom:8px}.wizard-success p{color:var(--text-muted);margin-bottom:24px}.wizard-app-id{display:flex;flex-direction:column;gap:6px;margin-bottom:32px}.wizard-app-id-label{font-size:13px;color:var(--text-muted)}.wizard-app-id-value{font-size:22px;font-weight:800;color:var(--gold);background:var(--gold-glow);display:inline-block;padding:12px 24px;border-radius:12px;font-family:monospace;letter-spacing:2px}.wizard-success-actions{display:flex;flex-direction:column;gap:12px}.nav{justify-content:space-between;padding:14px 28px;background:var(--bg-secondary);border-bottom:1px solid var(--border);position:-webkit-sticky;position:sticky;top:0;z-index:50;-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px)}.nav,.nav-left{display:flex;align-items:center}.nav-left{gap:16px}.sidebar-toggle{display:flex;align-items:center;justify-content:center;width:36px;height:36px;background:transparent;border:1px solid var(--border);border-radius:8px;color:var(--text-muted);cursor:pointer;transition:all .2s}.sidebar-toggle:hover{color:var(--text-primary);border-color:var(--border-hover);background:var(--bg-card)}.nav-logo{display:flex;flex-direction:column;align-items:center;gap:2px}.nav-logo .logo-icon{height:32px;width:auto}.nav-logo span{color:var(--text-primary);font-family:Playfair Display,serif;font-size:14px;font-weight:500;letter-spacing:.5px}.nav-links{display:flex;gap:4px}.nav-link{padding:6px 14px;font-size:13px;font-weight:600;color:var(--text-muted);border-radius:8px;transition:all .2s}.nav-link:hover{color:var(--text-primary);background:var(--bg-card)}.nav-link.active{color:var(--gold);background:var(--gold-glow)}.nav-right{display:flex;align-items:center;gap:16px}.nav-business{color:var(--text-secondary);font-size:13px;font-weight:500}.btn-signout{padding:6px 14px;background:transparent;border:1px solid var(--border);border-radius:8px;color:var(--text-muted);font-size:12px;font-weight:600;cursor:pointer;transition:all .2s;text-transform:uppercase;letter-spacing:.5px}.btn-signout:hover{border-color:var(--red);color:var(--red)}.dash-layout{display:flex;min-height:calc(100vh - 57px)}.sidebar{width:260px;flex-shrink:0;background:var(--bg-secondary);border-right:1px solid var(--border);transition:width .25s ease,opacity .25s ease;overflow:hidden}.sidebar-collapsed .sidebar{width:0;opacity:0;border-right:none}.sidebar-inner{width:260px;padding:16px 12px;display:flex;flex-direction:column;gap:4px;height:100%}.sidebar-section{margin-bottom:8px}.sidebar-label{font-size:10px;font-weight:700;color:var(--text-muted);text-transform:uppercase;letter-spacing:1px;padding:12px 12px 6px}.sidebar-item{display:flex;align-items:center;gap:10px;padding:10px 12px;border-radius:8px;color:var(--text-secondary);font-size:14px;font-weight:500;cursor:pointer;transition:all .15s;text-decoration:none}.sidebar-item:hover{background:var(--bg-card);color:var(--text-primary)}.sidebar-item.active{background:var(--gold-glow);color:var(--gold)}.sidebar-item.active svg{stroke:var(--gold)}.sidebar-item svg{flex-shrink:0;stroke:var(--text-muted);transition:stroke .15s}.sidebar-item:hover svg{stroke:var(--text-primary)}.sidebar-item-content{display:flex;flex-direction:column;gap:3px;min-width:0}.sidebar-item-name{font-size:13px;font-weight:600;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.sidebar-item-meta{display:flex;align-items:center;gap:8px}.sidebar-badge{font-size:10px;font-weight:700;padding:2px 8px;border-radius:99px}.sidebar-amount{font-weight:600}.sidebar-amount,.sidebar-item-status{font-size:11px;color:var(--text-muted)}.sidebar-actions{margin-top:auto;padding-top:16px;border-top:1px solid var(--border)}.sidebar-item-action{color:var(--gold)}.sidebar-item-action svg{stroke:var(--gold)}.sidebar-item-action:hover{background:var(--gold-glow)}.dash-main{flex:1 1;min-width:0;overflow-y:auto}.dash-page{max-width:900px;margin:0 auto;padding:36px 28px}.dash-header{display:flex;align-items:flex-start;justify-content:space-between;gap:16px;margin-bottom:28px}.dash-greeting{font-family:Playfair Display,serif;font-size:26px;font-weight:700;color:var(--text-primary);margin-bottom:4px}.dash-greeting-sub{font-size:14px;color:var(--text-muted)}.last-updated{margin-left:8px;font-size:12px;color:var(--text-muted);opacity:.7}.dash-section-title{font-size:16px;font-weight:700;color:var(--text-secondary);margin:28px 0 12px;text-transform:uppercase;letter-spacing:.5px}.dash-cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(380px,1fr));grid-gap:16px;gap:16px}.dash-card{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius);cursor:pointer;transition:all .2s 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